Financial Planning TIP :

"An apple a day keeps doctor away ...... however you still need a critical illness and life insurance."

“ If you want to kill a weed you have to target the root … If you want to kill Obesity you have to target the FOOD ”

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It is so ironical .... people plan there 20 days vacation 6 months before and ignore / procrastinate planning for a longest vacation of 20 years ... which is called as Old Age Independence (Retirement ).

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Financial Planning is NOT about Saving Money ... but it is about Spending money towards your Financial Goals and Dreams ...... however Saving is needed to be done to Spend it.